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My Commentary Regarding Common Questions
id: 28092
I have had my profile on FindBride for a little over one year now. Although I also have profiles on other sites I am attracted to this site as it is the only one I am aware of where it is free to read all incoming messages.

I usually receive numerous letters on a daily basis, perhaps on average from a few to as many as ten per day. I try to read them all but am not always successful at this. Some ladies have written to me on a systematic basis for long periods of time. For a few ladies this ‘long period of time’ is defined as essentially from the day I posted my profile.

Only a few ladies have ever received a response from me. Regrettably, for a variety of reasons, the majority of ladies who write to me, even those who have done so long-term, have never received a response from me. I hope those may be able to consider this post my response.

Perhaps the most common question I receive is ‘why is the above condition so’? The most prevalent reason is the 20 and more commonly 30-year difference in our ages. In my profile I try to emphasize it is an important issue for me. Seemingly my stated preference has little effect based on the number of letters I receive.


I wanted to provide some comments on a few other questions I regularly receive:


Q: Is there institutionalized corruption in the US?
A: I am not an authority and I only state opinion, but in my personal experience I have never seen any nor am I aware of any. However, I have long heard rumors, some years ago, about highway funds in the state of Oklahoma.


Q: Do many women drive in the US?
A: Yes, in the 21st century US, virtually everyone both over the age of 18 and medically able to drive has a driver’s license.

In the US a driver’s license serves as the universal domestic identification card – similar to a domestic passport. The driver’s license is issued by your state of residence and is valid for driving in all the US and many foreign countries as I understand. If you do not drive, your state of residence issues you a state identification card which serves the same identification purposes as the driver’s license


Q: What is health insurance?
A: It is an indemnification contract preventing certain specified losses of the insured (medical costs) in exchange for premiums paid.

The good news: medical care in the US is as good as is available in any other country on earth. The bad news: the cost of that medical care is far and away more expensive than in any other country on earth.

Health insurance typically provides, over a course of the year, a significant reduction in the insured’s medical costs. More importantly, it usually provides stop-loss protection in the case of serious illness or injury, in theory preventing financial disaster from befalling the insured. When it costs $5000 to stay in a US hospital bed for 24 hours you can see why.

Ideally in the US, health insurance is provided to the worker, the worker’s spouse, and any dependent children as a benefit of professional employment with large companies, corporations, and the government. Some would argue this is the only reason why one would work for a large company or corporation. Such benefits typically include health, dental, and vision care insurance. Unfortunately in the US, the opportunities for such professional employment are becoming increasingly rare in the 21st century.

If one is not lucky enough to have such employment and desires to have health insurance, one must buy it on the open market. In recent history the monthly premiums for a health insurance policy with reasonable benefits (equivalent to those provided by large companies/corporations) was often considered about $700 per individual or somewhat more than $1,000 per family. Currently these rates are in transition as the US moves towards implementation of the federally mandated ‘Obamacare’ insurance program. Obamacare mandates that no one can be denied insurance based on pre-existing medical conditions. However, if one is not already insured and they choose not to buy health insurance they will have to pay a significant yearly penalty. What the news media seems to indicate is that many current health insurance policies are being cancelled because they don’t comply with Obamacare requirements and that the new Obamacare policy premiums are significantly more expensive than previous policies – in cases up to 50% more. The promise of guaranteed health insurance is worthless if one cannot afford to buy it, and that is a fate that many Americans seem to be faced with now.

I believe at present it is considered that most Americans are covered by some form of health insurance. But a great many Americans are not, and this number of uninsured looks to be growing – maybe significantly.

That’s what I had for now.

PS – Hey guys, there is this feature of word processors called ‘spell check’.
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