On the one hand, a shared budget can be more convenient to use, and it allows for better control of expenses. Also, a shared budget can help build closer relationships and a stronger team in the family. After all, managing a budget together requires agreement, trust, and responsibility from each partner.

However, there are risks as well. With a shared budget, it can be difficult to establish and maintain budgetary control, especially if partners have different views on spending. Also, when a shared budget is shared, it can create a situation where one partner perceives the other's spending as unnecessary or inappropriate.

On the other hand, a separate budget may be more convenient for those who want to maintain their financial independence. A separate budget allows for better control over one's spending and to shop as one sees fit.

However, there are downsides to this as well. A separate budget can cause growing financial confusion and uncertainty in a relationship. And this can lead to discord in the family.

So, which option to choose - a joint or separate budget in the family - depends on the specific couple and their situation. The main thing is mutual understanding, trust and responsibility. And, of course, clearly defined rules and budgetary control.

What kind of budget would you choose? What advantages and disadvantages do you see in each option?