Why You Shouldn't Just Save Your Money
Saving money in a bank account is a good start, but it may not be effective in the long run. Here's why:

Inflation: Every year, the value of money decreases due to inflation. If you just keep your money in a bank account, its purchasing power decreases over time.
Low Interest Rates: Bank deposits usually have low interest rates, which may not cover the rate of inflation.
Potential Returns: By investing money, you can earn significantly more profit compared to bank deposits.
How to Start Investing
Determine Your Goals:

What goals do you want to achieve through investing? (Retirement, children's education, buying a property, etc.)
What investment horizon are you considering? (Short-term, medium-term, long-term investments)
Learn about the main investment instruments:

Stocks: Buying company shares can bring high returns, but is associated with risks.
Bonds: A less risky instrument with a fixed income.
Mutual funds and ETFs: Instruments that allow you to invest in a range of stocks or bonds.
Real Estate: Investing in real estate can be a stable source of income.
Cryptocurrencies: A high-risk, but potentially high-return instrument.
Start small:

You don’t have to invest large amounts at once. Start with small investments and gradually increase them as you gain experience.
Diversify your investments:

Don’t put all your eggs in one basket. Distribute your investments across different instruments and industries to reduce risk.
Regularly review and adjust your portfolio:

Financial markets are constantly changing, so it is important to regularly review your investments and make adjustments if necessary.
How to multiply your money?
Education and training:

Invest in your own education. The more you know about finance and investing, the more informed your decisions will be.
Consult with professionals:

Contact financial advisors who can help you develop a personalized investment strategy.
Regular investments:

Regularly invest a certain amount of money, this will help you take advantage of compound interest.
Control over expenses:

Keep track of your expenses and try to optimize them. The freed funds can be directed to investments.
Remember that investing is a long-term process that requires patience and discipline. Don't be afraid to take the first steps and learn from your experience.

With love,
Margarita 💖