The thing is, I want to be smart about money before it becomes this big problem. I don't want to get older and realize I made terrible decisions when I was young just because I didn't know any better. That feels like such a waste. But I also don't want to be so careful that I never actually enjoy anything or take any risks at all.

I watch some people spend money like they don't think about tomorrow at all, and then I watch others who seem stressed about every single purchase. Where's the middle? 💭 I feel like I'm supposed to automatically know how to balance these things, but I'm honestly just trying to figure it out as I go.

Sometimes I wonder if asking questions about money makes me seem immature. Like maybe by my age I should already have this figured out completely. But I think asking is actually smarter than pretending I know when I don't? I hope so anyway.

What's the difference between being responsible and being so anxious about the future that you can't actually live in the present? 🤔